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Not possible to claim disability benefits under a group insurance contract when the employment relationship has ended and the recourse is prescribed.

September 2015 Donati Maisonneuve,

Bergeron v. SSQ, société d’assurance-vie inc., 2015 QCCS 2160

In this case, the Court rejected the appeal of a plaintiff who was claiming disability benefits at the end of a group insurance contract. In fact, more than three years had passed between the insurer’s decision to terminate the benefits and the plaintiff’s formal notice. The Court recalled that the matter affecting the deadline to either declare or contest the termination of benefits had been interpreted by the Courts many times and that it is a strict deadline.

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