Knowledge Centre

Chain Reactions: Determining the Availability of Transfer of Loss

Kate Agyemang
May 2016 Kelly Santini LLP, Ontario

State Farm v Old Republic Insurance, 2015 ONCA 699 – A heavy commercial truck rear-ended a car stopped near an intersection and the impact caused that car to rear-end the vehicle in front of it. All three vehicles were in the same lane and travelling in the same direction. The driver of the last car hit was injured and collecting accident benefits from his own insurer, State Farm.

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