Conrad v. Wawanesa Mutual Insurance Company, 2015 NBQB 14
Conrad and her friend, Rideout, were out at a pub. Rideout said she was able to drive Conrad’s car. While operating the vehicle, Rideout rear-ended another car. Rideout’s breathalyzer samples showed a blood alcohol level of .200. Rideout was charged with impaired driving, but the charges were later dropped. Wawanesa denied coverage for the damages to Conrad’s vehicle, arguing that Conrad had allowed Rideout to drive the vehicle while Rideout was under the influence of alcohol. In addition to suing for coverage, Conrad alleged bad faith.
