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Insurer Not Required to Compensate for Drowning Death Following Seaplane Crash

August 2015 Donati Maisonneuve, Quebec

Tremblay v. Great-West, Life-Insurance Company, 2014 QCCS 6730

The insurance benefit following the death of a person by drowning after a seaplane crash cannot be granted given the exclusion clause provided for as part of the deceased’s insurance policy in the event of accidental death, which stated that no loss shall be indemnified if it is directly or indirectly related to any kind of travel aboard an aircraft, or any other apparatus used for the purposes of flying, unless the policyholder is a paying passenger on a regular or chartered commercial airline flight. In this case, the coroner had concluded that the insured party died as a result of drowning following the crash of a seaplane.

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