Knowledge Centre

Failure to Disclose a Latent Defect: An Omission that can Destine a Remedy for Failure

October 2011 Stein Monast LLP, Quebec

The building owned by Intact Insurance Company’s insureds was completely destroyed by fire on June 29, 2007.  On March 18, 2010, Intact filed a subrogatory remedy against Françoise Mapp, the seller of the building, her insurer, and Julie Charrette, the previous owner who had allegedly done faulty do-it-yourself work on the electrical system. By its action, Intact claimed the $211,231.02 indemnity it had paid its insureds. Read more.

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